I heard a tragic story about a woman's mother who had to fight for months to get a kidney transplant. The problem causing her to need a kidney transplant also caused her body to retain water. Since her body retained water she was overweight and since she was overweight the insurance company denied her claim. This is sad. This is tragic. The storyteller used this story to explain how happy she was that people in the future wouldn't have to go through the same thing her family did. This is absurd.

One of the big "accomplishments" in this bill is that people will not be denied because of pre-existing conditions. I think this is the hinge on which so much confusion turns. Just because insurance cannot deny you coverage because of pre-existing conditions doesn't mean they can't control what that coverage is. This confusion regarding being required to provide "coverage," and what the extent of "coverage" is has lead many to believe that they are just going to get any treatment they want. False.

Liberals will tell you that insurance companies are gouging all of us and running rampant with huge profits but when you look at the data the insurance industry has a 3.4% industry average profit margin. That is the 86th ranked industry in the United States. This shows liberals fundamental misunderstanding of business and the free market. They will tell you people shouldn't profit on peoples' lives but if people don't we have no insurance industry, no doctors, no drug companies and that is bad for everyone. I might even go so far as to ask about farmers and restaurants. We need food more often to survive than health care. Are these companies profiting from our lives? Yes, and we are better off for it. If we eliminate profit all these industries and professions go away and we may as well set ourselves back a few thousand years. That being said there is one way to eliminate profit in the health insurance industry.

Single Payer System. Letting the government take over would eliminate profit but would that be a wise choice? Look no further than Medicare, a bloated government program that is losing money faster than an emo hemophiliac cutter. Medicare reimbursement is so low a third of doctors don't even accept Medicare patients. They pay doctors less, still lose money, and on top of it all they deny claims at a higher percentage rate than any private health care provider. Why would you want a service that short changes doctors to the point they won't treat you, still hemorrhages money, and denies more claims than anyone else. You would have to be insane to think this is a better alternative.

So we have established we need to have a private industry for the best service, and that the industry has to make money to even exist. So how does this new law require companies to cover people regardless of pre-existing coverage and give you all the treatment you want? It simply can't. Covering pre-existing conditions will cut into the company's already narrow profit margin. Companies will have to make up for that and the only way to do that is to cover less. Some will say they could become more efficient but the thing about a business is that you are constantly trying to be as efficient as possible. There isn't some magic thing to make them more efficient that is just going to pop up. Some will say they should cut executive salaries and they may do that some. Still it is a drop in the bucket considering their costs and they can't cut executive pay too much because a good executive is absolutely necessary to remaining efficient. In reality this poor woman's plight to save people from her circumstance by supporting this law is assuring that more and more people will be in her shoes and probably for less important procedures.

This is all just application of basic economic principles. If I ordered McDonalds to sell people burgers for $.50 would you expect that burger to have all the fixings and bacon, cheese and every add-on you want? Absolutely not! You can't cut into narrow health insurance profits by extending coverage to a ton of costly high risk patients and expect the scope of that coverage to increase. It is an economic impossibility. I don't support this bill because I want people to have coverage. I want that coverage to be reasonable. I don't want to bankrupt an industry and hurt people or force us into a government system that will lead to less efficient more expensive care that denies more coverage than the private industry. In short, I actually care about people. Don't let liberals prostitute their sob stories and convince you that this law will eliminate them. We can only expect more sad stories because of this law.